“It was a long inquiry, and I’ve been around long to know that when stewards take that long, it’s a very hard decision to.
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A hard inquiry appears when you try to borrow money by applying for credit. It also goes a long way in helping you to find any inaccuracies on.
The credit reports we pull show credit inquiries for the past 90 days. No, you do not have to request anything. I don’t know if "drop off the report" is quite the correct term, but inquiries no longer.
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A hard inquiry, also called a hard pull, can stay on your credit report for up to two years, but its effect on your score doesn’t last nearly that long.
Hard inquiries remain on your credit report for two years from the date a creditor requests it. Credit card companies, mortgage and automobile financing companies are common sources of hard inquiries. A hard inquiry’s negative impact is relatively minimal and its effect diminishes with time.
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At NerdWallet, we adhere to strict standards. it will share information with the other two. Legitimate hard inquiries can ding your credit score, but not by much and not for long. “Hard inquiries..
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A hard inquiry, also called a hard pull, can stay on your credit report for up to two years, but its effect on your score doesn't last nearly that long.
Hard pulls stay on your credit report for 2 years, but they do not affect your score after 12 months. As a practical matter, they really don’t have all that much of an impact on your credit IF the rest of your profile is good. I have had 12 (you read right!) hard inquiries in the past 13 months.
How long do hard inquiries stay on your credit report? Hard inquiries can remain on your credit report for up to 2 years. Each time an inquiry is made, it is recorded by each of the three credit bureaus – Equifax, Experian, and TransUnion. And each time an inquiry is logged, it can potentially affect your credit score.